How to use the Argent Card

Your Everything Guide to the Argent Card

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Ollie Armitage

Oct 3, 2024

Quick summary

A guide to answer any questions about the new Argent Card. Learn about its features and how to set yours up. 

If you’re here, congrats! You’re one of the first to get a closer look at the Argent Card, which is currently rolling out to our first alpha users.

You probably have some questions. This guide is here to help. Below is some important information about using and setting up your Argent Card.

Key Information about the Argent Card

The Argent Card is a self-custody debit card linked to your Argent Mobile account. Here’s what you need to know:

  • Currency: The Argent Card uses USDC. To make purchases, you’ll need USDC on your Argent Mobile account
  • Your account: The Argent Card is integrated into your Argent Mobile wallet. You can earn DeFi yield and spend crypto simultaneously. You spend USDC from your Argent Mobile wallet when using the Argent Card.
  • Spending limits: There’s a $10,000 monthly limit as we test and refine the card experience. 
  • Spendable balance: This is what you can spend through the Argent Card. It may differ from your total USDC balance in your Argent Mobile wallet due to spending limits.
  • Transaction settlement: We delay transaction settlement to increase privacy and reduce costs.
  • KYC: You must complete KYC to use the Argent Card. This is required by regulation. Completing KYC with Kulipa does not mean that your wallet is controlled by someone else.
  • Kulipa session key: When using the Argent Card, you authorise a session key that allows Kulipa, our payment partner, to settle USDC payments for you. Kulipa can only access your USDC balance through the session key you approve while activating your card. You can revoke the session key anytime. Kulipa is based in the UK and has a doxxed team with prominent investors

Argent Card features

Transaction history:

Easily track all card transactions.

One-click freeze:

Instantly freeze your card for added security.

Details and PIN:

View your card details or reveal your PIN with FaceID.

More features will be added as we continue to develop the Argent Card.

Setting up the Argent Card

Step 1: Complete KYC.

After passing KYC, you’ll be able to activate your card.

Step 2: Activate your card.

Authorise Kulipa to settle USDC card payments on your behalf.

Step 3: Start spending USDC.

Use your card to spend USDC wherever Mastercard is accepted.

Start spending!

We’re excited to see the Argent Card in action! Start spending some USDC and share your feedback to help us improve. If you do not have an Argent Card yet, join the waitlist!

FAQ

Where can I use my Argent Card?

To apply for the Argent Card, you must be a resident in the EEA (European Economic Area). However, once you have the card, you can use it globally wherever Mastercard is accepted. This means you can make purchases, both in-store and online, around the world with your Argent Card.

Can I use my imported Argent X account?

No, the Argent Card must be linked to your Argent Mobile wallet in the Argent app. You won’t be able to use an imported Argent X or Web Wallet account directly.

Can I change my email after I linked my mobile address to the Argent card?

At present, once you’ve linked your mobile account email to the Argent Card, it’s not possible to change the email associated with the card. Please contact support if you require assistance with email-related issues.

Can I keep my Argent Card activity separate from my other wallet activity?

Yes, but please note that the Argent Card is linked to your existing Argent Mobile account address. If you’d like to keep your card activity completely separate from your previous on-chain activity, you’ll need to delete your current mobile account and create a new one specifically for the card. To proceed, please contact Argent Support for assistance.

Alternatively, you can create a new mobile account on a separate device with a different email address. Both options allow you to manage card transactions independently from your previous on-chain activities.

Can I delete my account?

Yes, you can delete your account. Please reach out to Argent support for assistance with account deletion, as they will guide you through the process to ensure your information is securely removed.

Can I still join the waitlist? 

Yes. Click here to join the waitlist.